For many of us, the single biggest financial transaction is buying a house. Even more significant than the hefty down payment we fork over is the 15- to 30-year mortgage that needs feeding every month. If you have this much at stake, a little knowledge can go a long way, which is where Eric Tyson and Ray Brown come in. In Mortgages for Dummies, Tyson and Brown (who also wrote Home Buying for Dummies and House Selling for Dummies) provide a comprehensive introduction for anyone who is contemplating a mortgage. The book tells you how to evaluate your creditworthiness, determine your borrowing power, and shop for a lender, as well as covering the various types of loans. The authors also devote a section to refinancing and discuss what you should consider when prepaying a loan. They include amortization and remaining-balance tables, and a useful glossary. Whether you’re a first-time home buyer or are just looking to refinance, you’ll find this a valuable, easy-to-use guide. –Harry C. Edwards

Author:Eric Tyson,Ray Brown
Paperback:312 pages
Company:For Dummies(2004-08-27)
ISBN:0764571923
List Price:$16.99
Amazon Price:$5.38
Used Price:$4.90
Mortgages For Dummies, 2nd Edition

Tags: best credit mortgage, low price mortgage, , mortgage online, mortgage

Greenspan’s Bubbles: The Age of Ignorance at the Federal Reserve

No matter who you are-investor, trader, homeowner, 401(k) holder, or CEO-you are bound to feel the impact of Alan Greenspan’s “Age of Ignorance” for years to come.

According to MSN Money columnist William A. Fleckenstein, Greenspan’s nearly 19-year career as Federal Reserve Chairman is even worse than anyone imagined. Labeled “Mr. Bubble” by the New York Times, Greenspan was nothing less than a serial bubble blower with a long history of bad decision-making. His famous “Greenspan Put” fueled the perception of a Goldilocks economy-but, as this explosive expos reveals, the bear has finally caught up with Goldilocks.

Using transcripts of Greenspan’s FOMC meetings as well as testimony before Congress, this eye-opening book delivers a timeline of his most devastating mistakes and weaves together the connection between every economic calamity of the past 19 years:

• The stock market crash of 1987
• The Savings & Loan crisis
• The collapse of Long Term Capital Management
• The tech bubble of 2000
• The feared Y2K disaster
• The credit bubble and real estate crisis of 2007

Fleckenstein explains just how far-reaching Greenspan’s mess has been flung, and presents damning evidence that contradicts the former Fed chief’s public naivet concerning shifts in the market and economy. He also points to a disturbing fact, that throughout his career, Greenspan not only made costly mistakes, but made the same ones-over and over again. And not only was he never able to recognize or admit to those mistakes, he constantly rewrote his own history to justify them.

Greenspan’s Bubbles offers a lock-stock-and-barrel portrait of a flawed but fascinating man whose words and actions have led a whole generation astray, and whose legacy will continue to challenge us in the years ahead.

Author:William Fleckenstein,Fred Sheehan
Hardcover:208 pages
Company:McGraw-Hill(2008-02-11)
ISBN:0071591583
List Price:$21.95
Amazon Price:$12.25
Used Price:$11.75

Tags: , best credit mortgage, business mortgage, mortgage, low price mortgage

This book is not about changing over to a bi-weekly repayment program or increasing your current repayments. It is all about making more efficient use of your existing financial resources to Own Your Home Years Sooner - without making extra interest payments by using a unique Mortgage Elimination™ System.

The reason it takes you so long (up to 30 years) to pay off your mortgage is because a huge portion of your repayments goes toward servicing the interest component of your home loan. This revolutionary book will show you how to significantly reduce that interest component, so more of your hard-earned money actually goes toward reducing your home loan balance.

This book has helped tens of thousands of people to Own Their Homes Years Sooner and has received rave reviews from Personal Investment Magazine, WA Business News, Your Mortgage Magazine, as well as many other financial commentators.

Author:Harj Gill
Paperback:160 pages
Company:American Mortgage Eliminators Publishing(2003-11-01)
ISBN:0974267600
List Price:$24.95
Amazon Price:$17.39
Used Price:$16.49
How to Own Your Home Years Sooner - without making extra interest payments

Tags: , mortgage, low price mortgage, mortgage online, business mortgage

The most complete guide to buying a home in the Golden State

A thorough, practical guide to every aspect of buying a house, How to Buy a House in California will help you make informed decisions that can save you thousands of dollars. With this bestseller in hand, you’ll learn how to:

successfully go through escrow

The 11th edition is completely updated and provides an easy method for calculating how much house you can afford. Plus, you’ll find the current rules for government-assisted loans and the latest resources.

List of Forms:
Ideal House Profile
House Priorities Worksheet
House Comparison Worksheet
Family Financial Statement
Directions for Completing the Family Financial Statement

Author:Ralph E. Warner,Ira Serkes,George Devine
Paperback:413 pages
Company:NOLO(2007-03-30)
ISBN:1413304036
List Price:$34.99
Amazon Price:$22.17
Used Price:$18.85
How to Buy a House in California

Tags: , business mortgage, low price mortgage, mortgage, home mortgage