The First-Time Homeowner’s Handbook: A Complete Guide and Workbook for the First-Time Home Buyer (Book & CD-ROM)The procedure of buying a home can be a scary experience. There are a lot of people to deal with, from realtors to attorneys to bankers. There’s tons of paperwork with terms and vocabulary that read like a foreign language. In this new book you will find vital information and great strategies that will allow you to find your dream home faster and feel confident about the purchase. You will learn to avoid some of the most prevalent—and potentially dangerous and expensive—mistakes made by first-time home buyers.

According to Money Magazine, “Over the past five years, home values nationally have risen 65 percent while the stock market has fallen.” Now is the time to get into the real estate marketplace. With the help of this comprehensive new guide, you will learn how to find the best opportunities, negotiating, financing, budgets, needs and wants, credit reports, home-buying timeline, the process of building a house, manufactured homes, real estate and mortgage glossaries, setting values, home warranties, homeowners insurance, creative financing, buying with little or no money down, closing, moving plans, walk-throughs, closing and settlement inspections, legal contracts, mortgages, what you can afford, deciding which neighborhood to choose, hiring a realtor, which government agencies can help, considerations for veterans, IRA use, hiring an attorney, the offer, calculating monthly payments, and escrow.

This comprehensive resource contains a wealth of modern tips and strategies for financing and closing on a property. The author shows readers how to find out how much they’re really worth, how to uncover unknown assets, and how to enhance credit ratings within six months, provides information and suggestions on everything from no-down-payment mortgages to finding the right agent. It leads you down the path to home ownership, one step at a time. Though you may be relatively cash-poor or have a less-than-perfect credit rating, you can acquire a mortgage and find the house you’ve always wanted.

Paperback:288 pages
Company:Atlantic Publishing Company(2006-09-12)
ISBN:0910627703
List Price:$21.95
Amazon Price:$13.62
Used Price:$12.48

Tags: , best credit mortgage, home mortgage, mortgage, mortgage online

The procedure of buying a home can be a scary experience. There are a lot of people to deal with, from realtors to attorneys to bankers. There’s tons of paperwork with terms and vocabulary that read like a foreign language. In this new book you will find vital information and great strategies that will allow you to find your dream home faster and feel confident about the purchase. You will learn to avoid some of the most prevalent—and potentially dangerous and expensive—mistakes made by first-time home buyers.

According to Money Magazine, “Over the past five years, home values nationally have risen 65 percent while the stock market has fallen.” Now is the time to get into the real estate marketplace. With the help of this comprehensive new guide, you will learn how to find the best opportunities, negotiating, financing, budgets, needs and wants, credit reports, home-buying timeline, the process of building a house, manufactured homes, real estate and mortgage glossaries, setting values, home warranties, homeowners insurance, creative financing, buying with little or no money down, closing, moving plans, walk-throughs, closing and settlement inspections, legal contracts, mortgages, what you can afford, deciding which neighborhood to choose, hiring a realtor, which government agencies can help, considerations for veterans, IRA use, hiring an attorney, the offer, calculating monthly payments, and escrow.

This comprehensive resource contains a wealth of modern tips and strategies for financing and closing on a property. The author shows readers how to find out how much they’re really worth, how to uncover unknown assets, and how to enhance credit ratings within six months, provides information and suggestions on everything from no-down-payment mortgages to finding the right agent. It leads you down the path to home ownership, one step at a time. Though you may be relatively cash-poor or have a less-than-perfect credit rating, you can acquire a mortgage and find the house you’ve always wanted.

Paperback:288 pages
Company:Atlantic Publishing Company(2006-09-12)
ISBN:0910627703
List Price:$21.95
Amazon Price:$13.63
Used Price:$12.48
The First-Time Homeowner’s Handbook: A Complete Guide and Workbook for the First-Time Home Buyer (Book & CD-ROM)

Tags: business mortgage, low price mortgage, mortgage, best credit mortgage,

Get Answers to All Your Questions About Financing Real Estate Development — and Tailor a Finance Package that Meets Specific Your Needs

The Completee Guide to Financing Real Estate Developments offers a detailed roadmap to navigate the complex process of financing small to large-scale real estate projects, such as office buildings, apartment complexes, and hotels.

Real estate expert Ira Nachem explores the pros and cons of large versus small institutions; how to structure and present a loan proposal, the approval and closing processes; the truth about appraisals, guarantees, insurance and lien law; financial and physical bonuses and constraints, environmental issues and many other topics.

Nachem presents in-depth information and explanations that answers questions on:

• Who the Commercial Real Estate Lender Really Is
• What Information Should the Borrower Produce
• How a Workable Budget is Created
• How the Lender Evaluates a Borrower
• What the True Value of an Appraisal Is
• What goes into a Lender’s Loan Presentation
• What to Expect at a Closing
• What Key Legal Documents are Most Important
• What the True Value of a Guarantee Is
• How the Borrower and Lender Prepare for the Funding Process
• What Is involved in Loan Administration After the Closing
• What Is the View from the Borrower’s Perspective
• What Are some of the Constraints and Incentives to Development
• What Are the Values and Risks of Insurance and Bonding
• What Is the Reason for Title Insurance and how does it work
• What Are the Complexities of Lien Law and how does it work
• How Is the Loan Eventually Repaid
• What Real Estate Math Is Essential for the Professional
• How Important Are Environmental Issues
• How Can the Lender Find New Loan Prospects
• What Are the Risks and Rewards of Loan Participations

Featuring a wide range of helpful examples and illustrations, The Complete Guide to Financing Real Estate Developments covers many of the day-to-day realities faced in the real estate industry including the differing perspectives of lenders and borrowers, their personal pressures, personalities and politics, and much more.

Author:Ira Nachem
Hardcover:530 pages
Company:McGraw-Hill(2007-06-26)
ISBN:007147935X
List Price:$79.95
Amazon Price:$45.28
Used Price:$38.80
The Complete Guide to Financing Real Estate Developments

Tags: business mortgage, low price mortgage, , mortgage, home mortgage

Real Estate Investing for Dummies“This is simply the best book on the topic.”
—Randall Bell, Author, Home Owner’s Manual

“Tyson and Griswold have truly opened the world of real estate investing to all by tackling often complex issues in this easy to understand and use book. I can’t think of a better way to get smart about building wealth through rental properties than to read their excellent Real Estate Investing For Dummies!”
—Vern Hoven, CPA

Non-prime time TV is cluttered with infomercials about how you can buy non-prime real estate for next to nothing and get rich quick. Common sense should tell you that’s an exaggeration. (If common sense doesn’t tell you, bankers will.) Nevertheless, it is possible to get rich gradually by investing in real estate. Long term, you can expect to realize an annual return of 8 to 10% a year.

Real Estate Investing for Dummies gives you the keys to successful real estate investment, whether it’s in single family homes and condos, apartments, vacation homes, commercial properties (office, industrial, and retail), raw land, or REITs (Real Estate Investment Trusts). With guidance from authors Eric Tyson, MBA, a financial counselor, and Robert S. Griswold, a veteran real estate investor, you’ll discover how to:

• Find and buy the best properties at a fair price
• Capitalize on opportunities such as foreclosures, no money down deals, auctions, tax sales, and more
• Secure financing and good mortgage terms
• Value, evaluate, and negotiate everything to do with real estate
• Work with agents and other professionals
• Project income potential and cash flow
• Handle contracts, inspections, and closings

Whether you’re interested in a fixer supper for rental, premier office space you can lease, or a vacation home you can enjoy and rent, when you become a buyer, you also become a landlord. That means you can hear from tenants any time, night or day. It means you may not hear from them when the rent is due. Real Estate Investing for Dummies also helps you:

• Find and keep good tenants
• Negotiate lease agreements
• Insure and maintain your property
• Keep good records for tax and accounting purposes

Remember, with any deal, you have to know when to hold them and know when to fold them. So Real Estate Investing for Dummies gives you guidelines on when and how to sell and how to reinvest to build wealth. It also lists 10 real estate investments you shouldn’t touch with a 10-foot pole. Especially if you’re tempted by those late-night infomercials, that warning could save you a fortune!

Author:Eric Tyson,Robert S. Griswold
Paperback:358 pages
Company:Wiley Publishing, Inc.(2007-01-07)
ISBN:0764525654
List Price:$21.99
Amazon Price:$7.99
Used Price:$5.74

Tags: mortgage, business mortgage, low price mortgage, mortgage online,

Rigorous yet practical, Real Estate Finance and Investments has been the leading real estate finance and investments text for over 25 years, consistently setting the standard for currency and coverage in real estate finance and investments textbooks. The 13th edition continues to provide students with the tools they need to understand and analyze real estate markets and the investment alternatives available to both debt and equity investors. New content and problems addressing current trends in real estate finance and investments have been seamlessly incorporated into the text, without disrupting the material and organization instructors have relied on in past editions.

Author:William B Brueggeman,Jeffrey Fisher
Hardcover:672 pages
Company:McGraw-Hill/Irwin(2006-11-10)
ISBN:0073524719
List Price:$146.56
Amazon Price:$115.99
Used Price:$100.95
Real Estate Finance & Investments (Real Estate Finance and Investments)

Tags: home mortgage, business mortgage, mortgage online, low price mortgage,