Greed, Fraud & Ignorance: A Subprime Insider’s Look at the Mortgage Collapse (Mortgage Solutions)Greed, Fraud & Ignorance provides a behind-the-scenes look at how the subprime lending industry operated. Told from the perspective of an industry insider, the author, a former subprime lender, pulls the curtain back to provide a first-hand account of how brokers, lenders, Wall Street investment firms and rating agencies created the greatest real estate and mortgage debacle in our nations history. The books reveals:How nearly three out of every four subprime mortgages originated by brokers were misleading or fraudulent, and which tactics they used to trick lenders and borrowers.How the subprime industry played a major role in pushing home prices to unsustainable levels.How brokers and lenders used creative financing techniques to turn unqualified applicants into qualified borrowers.How a comprehensive solution that addresses all of the industry players is the key to fixing the mortgage industry.

Author:Richard Bitner
Paperback:
Company:LTV Media(2008)
ISBN:0981457401
List Price:
Amazon Price:$19.95

Tags: mortgage online, business mortgage, low price mortgage, mortgage,

Mortgage Ripoffs and Money Savers: An Industry Insider Explains How to Save Thousands on Your Mortgage or Re-FiMortgage Rip-offs and Money Savers reveals how the mortgage industry cheats borrowers out of billions in extra costs every year. Mortgage industry insider Carolyn Warren taps her decade of experience with lenders to expose the tricks, lies, and dirty little secrets they don’t want you to know. With her expert guidance, borrowers will save tens of thousands when they avoid the traps so many consumers fall into. Having this inside information is the only way borrowers can truly get the best possible deal. This book presents that knowledge in an interesting and easy format that anyone can understand. Readers won’t be victims of the mortgage industry with this invaluable resource in hand. Instead, they’ll get the best possible rates, avoid bogus fees, and get the great deal they deserve.

Author:Carolyn Warren
Paperback:256 pages
Company:Wiley(2007-05-04)
ISBN:0470097833
List Price:$17.95
Amazon Price:$10.02
Used Price:$9.84

Tags: business mortgage, mortgage online, mortgage, home mortgage, best credit mortgage

A one-stop reference for in-depth explanations of mortgage topics

With the creation of so many new, complex mortgage programs, it’s difficult for consumers –not to mention real estate agents, attorneys, closing agents, and mortgage brokers–to keep track of them all. Written by nationally syndicated real estate columnist Jack Guttentag, The Mortgage Encyclopedia helps readers understand the various mortgage terms, features, and options by offering clear, precise explanations. The alphabetical organization of terms makes it easy to quickly find information on any topic, from FHA, Investor, and No-PMI Loans to Origination Fee and Rate Float. Each entry includes not just a description of the term, but also relevant advice for consumers, such as answers to the questions “Is this loan right for me?” and “Can I negotiate this fee?”

• Guides readers through the bewildering array of new mortgage programs
• Features definitions and explanations of common mortgage, escrow, and closing fees and arcane mortgage terminology

Author:Jack Guttentag
Paperback:350 pages
Company:McGraw-Hill(2004-05-07)
ISBN:0071421653
List Price:$21.95
Amazon Price:$9.89
Used Price:$7.50
Mortgage Encyclopedia: An Authoritative Guide to Mortgage Programs, Practices, Prices and Pitfalls

Tags: mortgage, low price mortgage, , home mortgage, business mortgage

The procedure of buying a home can be a scary experience. There are a lot of people to deal with, from realtors to attorneys to bankers. There’s tons of paperwork with terms and vocabulary that read like a foreign language. In this new book you will find vital information and great strategies that will allow you to find your dream home faster and feel confident about the purchase. You will learn to avoid some of the most prevalent—and potentially dangerous and expensive—mistakes made by first-time home buyers.

According to Money Magazine, “Over the past five years, home values nationally have risen 65 percent while the stock market has fallen.” Now is the time to get into the real estate marketplace. With the help of this comprehensive new guide, you will learn how to find the best opportunities, negotiating, financing, budgets, needs and wants, credit reports, home-buying timeline, the process of building a house, manufactured homes, real estate and mortgage glossaries, setting values, home warranties, homeowners insurance, creative financing, buying with little or no money down, closing, moving plans, walk-throughs, closing and settlement inspections, legal contracts, mortgages, what you can afford, deciding which neighborhood to choose, hiring a realtor, which government agencies can help, considerations for veterans, IRA use, hiring an attorney, the offer, calculating monthly payments, and escrow.

This comprehensive resource contains a wealth of modern tips and strategies for financing and closing on a property. The author shows readers how to find out how much they’re really worth, how to uncover unknown assets, and how to enhance credit ratings within six months, provides information and suggestions on everything from no-down-payment mortgages to finding the right agent. It leads you down the path to home ownership, one step at a time. Though you may be relatively cash-poor or have a less-than-perfect credit rating, you can acquire a mortgage and find the house you’ve always wanted.

Paperback:288 pages
Company:Atlantic Publishing Company(2006-09-12)
ISBN:0910627703
List Price:$21.95
Amazon Price:$13.42
Used Price:$12.48
The First-Time Homeowner’s Handbook: A Complete Guide and Workbook for the First-Time Home Buyer (Book & CD-ROM)

Tags: mortgage online, business mortgage, mortgage, low price mortgage, home mortgage